TYPES OF SAVINGS & INVESTMENTS:
We will research the market and help you to better understand all of the different types of investments available and how these might be used to support your overall financial plans.
STOCKS & SHARES ISA
ISA’s are a tax-efficient way to save, allowing you to invest your savings without having to pay dividends, capital gains, or income tax on any gains that you make. We can help you to understand the benefits of an ISA and help you to choose investments that match your objectives.
JUNIOR ISA
Junior ISA’s (JISA’s) allow you to save and invest money for your children, or grandchildren, in a tax-efficient way. We can help you to understand how JISA’s work and whether they might be right for you.
PENSIONS FOR CHILDREN
It might seem like a very long way off, but giving your children a head-start with their pension savings might be something that is important to you. It could also be the encouragement they need to be more engaged with their own finances in the future.
COLLECTIVE INVESTMENT ACCOUNT
These type of investment accounts give you a flexible way of holding a range of different assets, such as investment funds, in one convenient place. Unlike a pension or an ISA, Collective Investment Accounts do not offer any particular tax advantages.
ONSHORE / OFFSHORE BONDS
Investment Bonds are another way that you can invest your money smartly, often over a longer term to fit in with your overall financial planning objectives. We can help you to understand how they work and how they might benefit your financial plans now and in the future.
VENTURE CAPITAL TRUSTS / ENTERPRISE INVESTMENT SCHEMES
Investment options that are designed to help support new, small and entrepreneurial businesses in the UK. They offer growth potential and specific tax incentives as well as giving investors the opportunity to support British innovation and the economy.